汇票与银行本票:有什么区别?

汇票或银行本票在您急需资金而传统支票无法使用时提供帮助。 但是两者之间有什么区别?

在这里,我们帮助您区分汇票和银行本票之间的区别,以便您可以为您的财务做出正确的决定,无论您是购买新房还是寄给您的小妹妹生日钱。

还有:什么是本票? Definition, cost, uses, and how to get one

Money Order

Cashier's Check

Pros

Guaranteed by customerAppropriate for small purchasesTypically cheaper than a cashier's checkGenerally accepted worldwide

Pros

Guaranteed by bankAvailable in large amountsMay clear fasterAdvanced security protocols

Cons

$1,000 maximumProne to feesUntraceable after purchase

Cons

May require new banking accountOften cannot be canceledTypically more expensive 比汇票